Why should I be Pre-Approved before I Shop?
This is probably one of the most common questions that I get asked. Simple answer: so, you know exactly what you can shop for. There is nothing worse than finding that perfect house listed at $250,000 only to find out that you are approved for $225,000. You can eliminate that heartache and stress by getting a solid pre-approval. The pre-approval process is pretty simple, click the GREEN “APPLY” button at the top of this page. As soon as you fill out the information I will contact you for a meeting.
What should I expect during the Pre-Approval Process?
After filling out the online application we will have you come in and review all your documents. As a Mortgage Advisor, I will review your credit history, income, and taxes. I will address any questions that you might have and give you a clear understanding of your monthly payments and interest rate. This process typically can be done in one meeting, either in person or over the phone. Here is a list of the documents that I will need to look at your situation:
You can email all the above documents to firstname.lastname@example.org. This will allow our time in the meeting to be most productive. Please bring any, and all questions to our meeting. My job depends on accurate information so please tell me everything about your unique situation. I look forward to helping you through one of the most important purchases in your life.
Peak Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators may borrowers in deterring different values in the loan process. Try to ensure the information you enter is as accurate as possible.