It has been my honest, professional, courteous service that has kept my customers coming back over the years and I promise to provide the same service to all parties that I am working with.  By knowing my clients, I provide them with the detailed options and sounds advice, so they can make informed decisions for their short & long-term financial goals to address their needs, including Conventional, FHA, VA, Down Payment Assistance Programs as well as Reverse Mortgages.   I currently live in Kennewick, WA with my wife Jenna, young son Jackson, and beloved dog, Tempo.