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Fixed Rate Loan

Since the mortgage rate is locked for the duration of the loan, Fixed Rate Loans allow borrowers to easily predict their monthly mortgage costs. This allows borrowers to easily budget from month to month. Do you enjoy certainty when it comes to your monthly bills? Than a Fixed Rate Loan may be for you.

Fixed Rate Loans are especially attractive to…

  • Borrowers who don’t like surprise mortgage rates each month.
  • Buyers concerned about rising rates.

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Loan Features

Fixed rates

The interest rate is fixed for the duration of the loan.

Predictability and easy budgeting

No surprises. You can rest assured your monthly interest payment is the same month to month.

Easily understood

Since the term and payment are fixed, Fixed Rate Loans are relatively easy to understand. No need to research how future rate increases will affect your loan.

Easily compare different lenders

Fixed Rate Loans are straightforward and therefore easy to compare from lender to lender.


Peak Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.