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FHA Loan

FHA loans are backed by the Federal Housing Administration (FHA) and offer options for borrowers with less than perfect credit scores. Are you trying to fix your credit score or have limited savings for a down payment? Then this loan may be the perfect fit to help you achieve homeownership.

FHA Loans are especially attractive to…

  • Buyers with less than perfect credit scores
  • Buyers with limited funds for down payments
  • First-time homebuyers with low to moderate income levels

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Loan Features

Less than perfect credit score requirements

Even borrowers with bankruptcies or foreclosures in their past may still qualify for an FHA loan.

Competitive interest rates

Even borrowers with less than perfect credit can qualify for competitive rates with an FHA loan.

Fixed rates

Don’t like surprising rate hikes? This loan has fixed rates so you can be certain of your monthly payment amount.

FHA 203(k) available

Do you need financing for home improvements as well? An FHA 203(k) not only finances the home but the costs for renovations as well.


Peak Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.