Purchasing A Home

Buying a home doesn’t have to be a hassle. The key to making the successful jump into your first home or your next home is knowledge. The lending environment is constantly changing, but our team stays up-to-date on rates, guideline changes and new programs to make sure that you have all of the information that you need to make the right choice.

  • Seeking to purchase your first home but don’t know where to start?
  • Upsizing to a larger home to accommodate a growing family?
  • Downsizing to less square footage now that the kids are out of the house?
  • Looking for a second home for business or leisure?
purchasing-a-home
As a direct lender with local underwriters, Peak is here
to assist with all of your financial needs. Our purchase programs include:
fha-loans-usda-and-va-mortgages
FHA Loans, USDA
and VA Mortgages
Offer the option to put little or no money into a down payment, making home ownership a reality for those who might otherwise be left out.
adjustable-rate-mortgages
Adjustable Rate Mortgages
Optimal for home-buyers who plan on owning their homes for a few years.
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Fixed-Rate Home Loans
Provide the security of knowing that your principal and interest payments will remain consistent throughout the life of your loan.

We also offer a variety of loan programs for first-time buyers, including down payment gifts and loans for borrowers with less-than-perfect credit. In addition, we’ll help determine what meets your financial goals and what you are pre-qualified to borrow as a first-time homebuyer.

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